Your Trusted Global Capital Markets Advisor
Impartial. Industry Based Experience. Collaborative.
Contact Us for a Confidential Exploratory DiscussionAdvising Capital Markets and Risk Management teams in banks globally across SRT and Carbon Markets
About Crammond & Partners
"Our vision is to be the trusted advisor in our areas of expertise to Capital Markets teams within banks globally."
At Crammond & Partners, we are impartial, evidence based in our work, and collaborative. Our work results in demonstrable results. Our expertise has been gained through actually building, managing, and growing significant business lines and implementing impactful change management in major global banks on multiple continents over decades. Our advice isn't based on hypotheticals. Our expertise goes beyond product knowledge.
Our Approach
Our Approach to Capital Markets Advisory
We start by clarifying your goals, constraints, and stakeholders — and we do it from your perspective. We provide context and experience-based feedback on your proposed change initiatives and new revenue growth opportunities. We assist in shaping the communication of complex ideas in concise, decision-oriented language for all constituents.
“We are the needed outsider inside in the room.”
Our purpose is to provide impartial, experience-based advisory services to banks in the areas of:
- Risk Management
- New Product Revenue Growth
Why Banks Work With Us
We understand, in a bank, first hand, the internal processes, drivers, pain points, and pressure to deliver. This experience was gained through building and managing financial markets businesses in Toronto, London, New York, and Singapore — giving our firm a solid understanding of what it takes to establish and grow both businesses and processes.
Our founder David Crammond brings decades of experience across multiple asset classes and capital markets sectors including Fixed Income & Derivative Trading, Debt Capital Markets, Carbon Markets, Structured Finance, Risk Management, New Product Approval, Alternative Funds, Regulatory Affairs, Data, and Valuations.
Expertise
What We Deliver
Bank Balance Sheet Advisory (SRT)
Significant Risk Transfer (SRT) is a transaction in which a bank transfers the credit risk of a defined pool of loans to third-party investors via credit-linked notes or synthetic guarantees — reducing regulatory capital (RWA) while investors earn a premium for absorbing that risk. Global SRT issuance hit a record $41 billion in 2025, up from $29 billion in 2024, with U.S. banks now accounting for 31% of global issuance following Federal Reserve approval in late 2023.
Full SRT Advisory Details
Carbon Market Advisory
Carbon as a distinct asset class now represents a new revenue opportunity for banks while creating challenges due to the fragmentation and still-developing nature of the market. Our firm has extensive deal experience across Sovereign Carbon Securitization (SCS), Voluntary Carbon Credits (VCC), Green Bonds, Carbon Insurance, Renewable Energy Credits (REC), and CORSIA Credits. The inaugural SCS transaction was 4.2 Billion USD for Bolivia, announced at COP29 in Baku.
Full Carbon Advisory Details